Central Bank of Nigeria (CBN) Licensed IMTO
Send Money to Nigeria at Real Mid-Market Rates. Instant. Safe.
Transfer directly from the US, UK, Canada, and Europe to any Nigerian bank account or mobile wallet in under 2 minutes.
Regulated, Licensed & Directly Integrated With
Why Valiant
Built for the Diaspora. Engineered for Trust.
Payments are only the beginning. From checkout to settlement, Valiant gives you the infrastructure to power every stage of the payment lifecycle
How it works
Send Money Home in 3 Simple Steps
Payments are only the beginning. From checkout to settlement, Valiant gives you the infrastructure to power every stage of the payment lifecycle
- 1
Create & Verify Account
Register in under 2 minutes and complete a quick ID check (KYC) from your phone.
- 2
Enter Recipient Details
Input amount and recipient's NGN account number — we auto-verify the recipient name.
- 3
Fund & Transfer Instantly
Pay securely via debit card or bank transfer. Recipient gets credited immediately.
Comparison
See How Valiant Compares to Traditional Banks
| Feature | Valiant Transfers | Legacy / Traditional Banks |
|---|---|---|
| Exchange Rate Markup |  0% (Real Mid-Market Rate) |  3% – 6% Hidden Markup |
| Transfer Speed | Instant (< 2 mins) | 1 – 3 Business Days |
| Transfer Fee | $0 / Transparent Low Fee | $5 – $15 + Unannounced Fees |
| Licensing Status | Direct CBN IMTO Licensee | Third-party agents |
Payments are only the beginning. From checkout to settlement, Valiant gives you the infrastructure to power every stage of the payment lifecycle.
— Name of client
Security & Compliance
Regulatory Disclosure
Valiant Transfers Services Limited is a licensed International Money Transfer Operator (IMTO) authorized by the Central Bank of Nigeria (CBN). All cross-border monetary transfers are processed in compliance with foreign exchange guidelines and NDPR data protection regulations.
Security & ComplianceBank-Grade Protection for Your Money
Every transfer is safeguarded by regulatory-grade infrastructure, from encryption at the network edge to compliance under Nigerian federal law.
256-Bit Encryption
End-to-end encryption on every transfer, in transit and at rest.
AML Controls
Strict Anti-Money Laundering monitoring across every corridor.
Biometric Login
Face ID and fingerprint sign-in on all mobile devices.
NDPR Compliant
Full compliance under the Money Laundering Act and NDPR.